Where can I have a payday loan if we currently have one

Observe how much you can save yourself by looking at us as opposed to bank cards, payday advances and doorsteps lenders.

Whether you are not used to Unify Credit Union or even a member that is long-standing we offer loans that meet your requirements which help you to definitely seize control of the funds – you are able to even apply online .

We have a few various loan items offered to people:

The Starter Loan is ideal for folks who are a new comer to Unify but are seeking to borrow but never have yet founded any cost savings.

The utmost for the very first loan is ВЈ1000. Top-ups or applications that are subsequent a optimum of ВЈ750. Interest is charged regarding the reducing balance for the loan (42.6% APR). To find out more please see the Starter Loan web page.

The Family Loan can be acquired to individuals who get Child Benefit and seeking to borrow an amount that is small build savings money for hard times.

The utmost Family Loan is ВЈ500 and you also may top-up once you’ve paid back 50% of the loan stability. The Family Loan can be acquired to members that are new current people that do maybe perhaps perhaps not curently have a Unify Loan. Interest is charged from the balance that is reducing of loan (42.6% APR). To find out more please see the grouped Family Loan web web page.

The Workplace Loan can be obtained to workers whom work with certainly one of our Workplace Partners and generally are trying to borrow as much as ВЈ1000.

The absolute most available from the Workplace Loan is ВЈ1000 per application. You may top-up the mortgage when 35% for the loan stability was paid back. Interest is charged in the balance that is reducing of loan (34.5% APR).For additional information please see the Workplace Loan web web web page.

The Saver Loan is available to users who’ve been saving frequently and regularly for no less than three months. The absolute most you are able to borrow is three times the quantity you have got conserved in your bank account.

You may additionally proceed to the Saver Loan product when you yourself have developed cost cost savings when you happen repaying a Starter Loan, terms apply. Interest is charged from the reducing stability associated with the loan (34.5%) To learn more please see the Saver Loan page.

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The Loyalty Loan works for current long-standing people, who possess built significant cost cost savings more than a basis that is regular have actually lent and consistently repaid loans.

We want to reward our members that are loyal and that’s why you are able to borrow as much as 4 times the quantity of your cost savings. Interest is charged regarding the reducing stability for the loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For additional information in regards to the Loyalty Loan please see the underside 50 % of the Saver Loan page.

The Premier Loan is ideal for those who work and also a credit that is excellent trying to borrow as much as ВЈ1000.

Interest is charged from the reducing stability associated with the loan (19.6% APR).

The Secure Loan is present to present people in Unify. You might borrow up to the total amount you’ve got conserved. The mortgage stability cannot go beyond the cost cost savings balance.

This will be a way that is great get a low-interest loan and in addition means it’s not necessary to diminish your hard-earned cost savings. It means you’ll nevertheless be given a dividend in your cost cost cost savings while the life insurance* terms and conditions use. Interest is charged in the reducing stability regarding the loan (6.0%APR)For additional information in regards to the Secure Loan please call one of y our branches on 01942 245656.

take note that most loans are at the mercy of our general conditions, as set call at our Loan Policy.

SIGNIFICANT – with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.

Financial obligation advice can be had, totally free, from STEPCHANGE , DEBT ADVICE FOUNDATION or your CITIZENS that is local ADVICE .

Complimentary and unbiased money advice can be acquired through the cash guidance provider .

Only our people gain access to these great beginner Loan prices. Registered as a member today!